Frequently Asked Questions

Yes, it is mandatory. Super Visa insurance is a Canadian medical insurance policy required by IRCC for parents and grandparents visiting under the Super Visa program. Your parent's visa application will not be approved without proof of valid coverage from a Canadian insurer minimum $100,000 in emergency medical benefits, valid for at least one year from the date of entry.

IRCC requires a minimum of $100,000 in emergency medical coverage. However, many families choose $150,000 or $200,000 plans especially if a parent has pre-existing conditions or plans a longer stay. At DaddySafe, we help you compare coverage amounts across all top providers so you choose the right level, not just the minimum.

Yes. Once you compare quotes and select a plan, you can purchase online and receive your insurance certificate by email within minutes. This means you can submit your Super Visa application the same day. All plans available on DaddySafe are accepted by IRCC and issued by licensed Canadian insurers.

Most Canadian insurers offer coverage for pre-existing conditions provided they have been stable for a defined period (typically 90 to 180 days before the policy start date). The definition of "stable" varies by provider, which is why comparing plans matters. DaddySafe shows you exactly which providers cover your parent's specific condition so there are no surprises at claims time.

Super Visa insurance is specifically designed to meet IRCC's mandatory requirements for the Super Visa program minimum $100,000 coverage, valid for one full year, from a Canadian insurer. Visitors to Canada insurance is more flexible it can be purchased for shorter trips, different coverage amounts, and for any visitor regardless of visa type. If your parent is visiting on a regular tourist visa, Visitors insurance is what you need.

There is no single "best" provider the right plan depends on your parent's age, health history, coverage amount, and length of stay. Manulife, GMS, 21st Century, Destination Canada, and RIMI each have different strengths. For example, some offer better pre-existing condition coverage, while others are more competitive on price for healthy applicants. That's exactly why DaddySafe exists to compare all of them in one place so you find the best fit, not just the cheapest price.

Yes. If your parent's Super Visa application is denied by IRCC, most insurers will issue a full refund of your premium provided the policy has not yet started and you submit proof of the visa denial. Refund conditions vary slightly by provider. At DaddySafe, we walk you through the refund process so you are never left out of pocket due to circumstances outside your control.